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Add another 53 million U.S. adults — 22% of consumers — who don’t have enough credit history to even get a credit score. “The U.S. is now a non-prime nation defined by lack of savings and income ... Read News
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Credit problems are caused by complex circumstances and the time period in which each individual consumer recovers is different. Often, past credit problems overlap periods where individuals are beginning to demonstrate improved credit performance. However, the “one-score-fits-all” approach does not delineate between past and new problems and ... View Full Source
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